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NOTICE OF SALE UNDER POWER GEORGIA, RICHMOND COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by CHARLES FREDRIC ANDREWS to Mortgage Electronic Registration Systems, Inc. as nominee for First Bank Mortgage a Division of First Bank of Georgia, its successors and assigns, dated September 28, 2006, recorded in Deed Book 1081, Page 513, Richmond County, Georgia Records, as last transferred to Federal National Mortgage Association by assignment recorded in Deed Book 1463, Page 1893 Richmond County, Georgia Records conveying the after-described property to secure a Note in the original principal amount of $57,600.00, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Richmond County, Georgia within the legal hours of sale on the first Tuesday in June, 2015, the following described property: All that lot or parcel of land, with improvements there on, situate, lying and being in the State of Georgia, County of Richmond, being on the South side of Circular Drive and being more particularly shown and designated on a plat thereof prepared for C.F. Andrews by M.P. Phillips recorded in Deed Book 18 V at page 297 in the Office of the Clerk of Superior Court of Richmond County, Georgia. Reference is hereby made to said plat for a more complete description as to the metes, bounds, courses, distances and location of said property. Said property is conveyed subject to applicable easements and restrictions shown on said plat and filed of record. Tax map and parcel no. 098 1 288 00 0. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Seterus, Inc. services the above-referenced loan on behalf of the current owner of the loan. Seterus, Inc. can be contacted at 866-570-5277 or by writing to Seterus, Inc. as servicer for Federal National Mortgage Association, Grand Rapids, MI 49501-2008, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Federal National Mortgage Association Seterus, Inc. as servicer for Federal National Mortgage Association, Grand Rapids, MI 49501-2008, Telephone 866-570-5277. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is CHARLES FREDRIC ANDREWS or a tenant or tenants and said property is more commonly known as 2012 CIRCULAR DRIVE, AUGUSTA, GA 30906 The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Federal National Mortgage Association as Attorney in Fact for CHARLES FREDRIC ANDREWS RCO Legal, P.S. 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.rcolegal.com TS#: 82825 FEI # 2013.02959 May 7, 14, 21, 28, 2015 Ad #16613889
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