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Notice of Sale Under Power. State of Georgia, County of GLYNN. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ABIGAIL E COVINGTON AND MARK A COVINGTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR PROVIDENT FUNDING ASSOCIATES, L.P , dated 05/23/2007, and Recorded on 05/24/2007 as Book No. 2233 and Page No. 45?59, AS AFFECTED BY BOOK 3344, PAGE 271, GLYNN County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $313,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GLYNN County Courthouse within the legal hours of sale on the first Tuesday in June, 2015, the following described property: ALL OF THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 27TH G.M. DISTRICT, IN GLYNN COUNTY, GEORGIA, AND IN THAT CERTAIN SUBDIVISION KNOWN AS ROYAL OAKS SUBDIVISION, PHASE IV, AND BEING MORE PARTICULARLY DESCRIBED ACCORDING TO A PLAT OF SURVEY OF SAID SUBDIVISION PREPARED BY ATLANTIC SURVEY PROFESSIONALS, CERTIFIED BY ERNEST C. JOHNS, JR. GEORGIA REGISTERED LAND SURVEYOR NO. 2774, DATED MAY 4, 2004, AND RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF GLYNN COUNTY, GEORGIA IN PLAT CABINET 2, MAP 27, AS ALL OF LOT NUMBER THREE (3), ROYAL OAKS SUBDIVISION, PHASE FOUR (4), GLYNN COUNTY, GEORGIA. SUBJECT, HOWEVER TO THE RESTRICTIONS, CONDITIONS AND LIMITATIONS APPLICABLE TO THE USE OF PROPERTY IN ROYAL OAKS SUBDIVISION ALL AS ARE SET OUT IN THAT CERTAIN DECLARATION DATED JULY 31, 1993, RECORDED IN DEED BOOK 51-H, PAGE 137, GLYNN COUNTY RECORDS, REFERENCE IS HEREBY MADE TO AFORESAID PLAT AND TO THE RECORD THEREOF FOR THE PURPOSE OF MORE PARTICULARLY DESCRIBING AND IDENTIFYING THE LOCATION, METES AND BOUNDS OF THE SUBJECT PROPERTY AND FOR ALL OTHER PURPOSES ALLOWED BY LAW. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). WELLS FARGO BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with FEDERAL HOME LOAN MORTGAGE CORPORATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. 44-14-162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD, FORT MILL, SC 29715, 803-396-6000. Please note that, pursuant to O.C.G.A. 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 128 REGAL ROAD, BRUNSWICK, GEORGIA 31523 is/are: ABIGAIL E COVINGTON AND MARK A COVINGTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. WELLS FARGO BANK, N.A. as Attorney in Fact for ABIGAIL E COVINGTON AND MARK A COVINGTON. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20130169807772 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.
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