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STATE OF GEORGIA COUNTY OF RICHMOND NOTICE OF SALE UNDER POWER Because of a default under the terms of the Security Deed executed by Elkay Payne and Karen Payne to Wells Fargo Bank, N.A. dated April 20, 2012, and recorded in Deed Book 1343, Page 1945, Richmond County Records, securing a Note in the original principal amount of $102,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 4, 2017, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that lot or parcel of land with improvements thereon situated, lying and being in the State of Georgia, County of Richmond being known and designated as Lot 14, Block D of Ridgeland Acres Subdivision, as shown in a plat recorded in the Office of the Clerk of Superior Court of Richmond County Georgia in Reel 275, Pages 2346-2351 to which plat reference is hereby had for a more complete and accurate description as to metes, bounds and location of said property. Subject to protective covenants recorded in said Clerk's Office in Reel 275, Pages 2342-2345. Said property is known as 1713 Rusk Drive, Hephzibah, GA 30815, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Elkay Payne and Karen Payne, successor in interest or tenant(s). Wells Fargo Bank, N.A. as Attorney-in-Fact for Elkay Payne and Karen Payne File no. 17-063753 SHAPIRO PENDERGAST & HASTY, LLP* Attorneys and Counselors at Law 211 Perimeter Center Parkway, N.E., Suite 300 Atlanta, GA 30346 770-220-2535/KLM shapiroandhasty.com *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MARCH 9, 16, 23, 30, 2017 AD#17087917
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