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NOTICE OF SALE UNDER POWER Under and by virtue of the Power of Sale contained in a Security Deed from Irvin B. Deroche, Jr. to Mortgage Electronic Registration Systems, Inc., as nominee for Planet Home Lending, LLC, its successors and assigns, dated December 16, 2014, and recorded on January 20, 2015, in Book 1469, Page 2085, of the Augusta - Richmond County, Georgia Records; as last assigned to PLANET HOME LENDING, LLC (Secured Creditor); conveying the after-described property to secure a Note in the original principal amount of $211,433.22 with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Richmond County, Georgia, within the legal hours of sale on the first TUESDAY in APRIL, 2017, the following described property: All that lot or parcel of land with all improvements thereon, situate, lying and being in Richmond County, State of Georgia, being shown and designated as Lot 17, Block C, Section Three, Manchester Subdivision on a plat prepared by Southern Partners, Inc. dated August 7, 2008 and recorded in the Office of the Clerk of Superior Court of Richmond County, Georgia in Plat Book 4, Page 289. Reference is hereby made to said plat for a more complete and accurate description as to the metes, bounds, courses, distances and location of said property. Said property is conveyed subject to Protective Covenants recorded in said Clerk's Office in Deed Book 1077, Page 2530; Book 1103, Page 382; Book 1142, Page 1051 and Book 1195, Page 572 and as amended and also subject to any and all easements, reservations and restrictions of record. Also known as: 4517 Frank Warren Drive, Hephzibah, GA 30815. Parcel No: 166-3-049-00-0 The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PLANET HOME LENDING, LLC, 321 Research Parkway, Suite 303, Meriden, CT 06450; 1-866-882-8187. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best of the undersigned's knowledge and belief, said property is also known as 4517 Frank Warren Drive, Hephzibah, GA 30815, and the party in possession of the property is/are Irvin B. Deroche, Jr. or a tenant or tenants of said property. PLANET HOME LENDING, LLC As Attorney-in-Fact for IRVIN B. DEROCHE, JR. SOLOMON BAGGETT, LLC 3763 Rogers Bridge Road Duluth, GA 30097 (678) 243-2512 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MARCH 9, 16, 23, 30, 2017 AD#17096538
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