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NOTICE OF SALE UNDER POWER GEORGIA, Columbia COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Todd A. Hall and Phyllis M. Hall to Mortgage Electronic Registration Systems, Inc., as nominee for Guild Mortgage Company, a California Corporation, its successors and assigns dated 10/16/15, recorded in Deed Book 10087, Page 2, and re-recorded in Book 10301 Page 185, Columbia, County, Georgia Records, as last transferred to Guild Mortgage Company, a California Corporation by assignment recorded in Deed Book 10747, Page 53, Columbia County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of $201,286.00, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash or certified check only before the courthouse door of Columbia County, Georgia within the legal hours of sale on April 4, 2017, the following described property: ALL THAT TRACT, LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA , COUNTY OF COLUMBIA, BEING KNOWN AND DESIGNATED AS LOT 46, BLOCK A, SECTION ONE, THE VILLAGES AT RIVERSHRYE SUBDIVISION, AS SHOWN UPON A PLAT RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF COLUMBIA COUNTY, GEORGIA IN PC "B", SLIDE 186 #10-#12. REFERENCE BEING HEREBY MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AS TO THE METES, BOUNDS AND LOCATION OF SAID PROPERTY. SAID PROPERTY IS CONVEYED SUBJECT TO PROTECTIVE COVENANTS RECORDED IN SAID CLERK'S OFFICE IN DEED BOOK 1001, PAGE 52-66, AND TO APPLICABLE EASEMENTS AND RESTRICTIONS SHOWN ON SAID PLAT AND FILED FOR RECORD. TAX MAP AND PARCEL NUMBER: 071D038 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Guild Mortgage Company services the above referenced loan on behalf of the current owner of the loan. Guild Mortgage Company can be contacted at 800-365-4884 or by writing to 5898 Copley Drive 4th Floor San Diego, CA 92111, to discuss possible alternatives to foreclosure. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Guild Mortgage Company, Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Todd A. Hall and Phyllis M. Hall or a tenant or tenants and said property is more commonly known as 1125 Midford Court, Evans, GA 30809. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. RCO Legal, P.S. 2970 Clairmont Road NE, Suite 780 Atlanta, GA 30329 (770)-234-9181 www.rcolegal.com 7025.21497 TS#: 7025.21497 FEI # 2013.05020 MARCH 8, 15, 22, 29, 2017 AD#17094405
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