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STATE OF GEORGIA COUNTY OF GWINNETT Pursuant to a power of sale contained in a certain Deed to Secure Debt executed by Michael P. Comtois and Raffaela O. Comtois, hereinafter referred to as Grantor, to USAA Federal Savings Bank recorded in Deed Book 046878, beginning at Page 022, the deed records of the Clerk of the Superior Court of the aforesaid state and county, having been given to secure the Home Equity Credit Line Agreement in the principal sum of $145,800.00 with interest at the rate stated in said Agreement on the unpaid balance until paid, and by virtue of a default in the payment of the debt secured by said Deed to Secure Debt, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said Deed to Secure Debt and debt secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on Tuesday, February 7, 2017, the property which, as of the time of the execution of said Deed to Secure Debt, was described as set forth in the attached Exhibit A. Said sale will be made subject to the following items which may affect the title to said property: All superior liens, restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and also subject to the provisions of O.C.G.A. 9-13-172.1 which permits the rescission of judicial and non-judicial sales in the State of Georgia in limited circumstances. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is Michael P. Comtois and Raffaela O. Comtois and or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt. United Guaranty Residential Insurance Company of North Carolina As Attorney-In-Fact For The Aforesaid Grantor ROOSEN, VARCHETTI & OLIVIER PLLC 3520 Piedmont Road, N.E., Suite 435 Atlanta, Georgia 30305 404-671-3333 THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EXHIBIT A LEGAL DESCRIPTION That Tract or Parcel of Land Lying and Being in Land Lot(s) 347 of District 6, Gwinnett County, Georgia, being Lot(s) 51, Block C, River Station Subdivision, 2 as per plat recorded in Gwinnett County, Georgia Records. Being and intending to describe the same premises conveyed in a deed recorded in Book 29982, page 120. Known as: 5404 MANTEO INLT Parcel: 6-347-293 950-463914, 1/12,19,26,2/2

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