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STATE OF GEORGIA COUNTY of RICHMOND NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in that certain Deed to Secure Debt from SHANNON OSWALD A/K/A SHANNON D. OSWALD and CAROL L. OSWALD to MORTGAGE ELECRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR UNITED SECURITY FINANCIAL dated November 4, 2011, filed for record November 28, 2011, and recorded in Deed Book 1323, Page 546, RICHMOND County, Georgia Records, as last transferred to UNITED SECURITY FINANCIAL CORP. by assignment recorded in Deed Book 1523, Page 951, RICHMOND County, Georgia Records. Said Deed to Secure Debt having been given to secure a Note dated November 4, 2011 in the original principal sum of ONE HUNDRED TWENTY FIVE THOUSAND SIX HUNDRED TWENTY FIVE AND 0/100 DOLLARS ($125,625.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at RICHMOND County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in December, 2016, the following described property: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF RICHMOND, STATE OF GEORGIA, AND IS DESCRIBED AS FOLLOWS: ALL THAT LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF RICHMOND, FRONTING 129.71 FEET ON THE SOUTH SIDE OF HAPPY ROAD AND EXTENDING BACK ON ITS EAST LINE 129.93 FEET AND ON ITS WEST LINE 159.92 FEET, TO A REAR WIDTH OF 110.71 FEET, ALL AS SHOWN ON A PLAT PREPARED BY FRANKLIN A . TOOLE, DATED DECEMBER 19,1972, A COPY OF WHICH IS RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RICHMOND COUNTY, GEORGIA, IN REEL 14, PAGE 1415, REFERENCE IS HEREBY MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AS TO THE JMETES, BOUNDS, DISTANCES, COURSES AND LOCATED OF SAID PROPERTY. PARCEL IF: 070-3-3-056-03-0 COMMONLY KNOWN AS 3006 HAPPY CIRCLE, AUGUSTA, GA 30906. To the best of the knowledge and belief of the undersigned, the party in possession of the property is SHANNON OSWALD A/K/A SHANNON D. OSWALD and CAROL L. OSWALD or a tenant or tenants. Said property may more commonly be known as: 3006 HAPPY RD, AUGUSTA, GA 30906. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given). The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is ROUNDPOINT MORTGAGE SERVICING CORPORATION, 5016 PARKWAY PLAZA BLVD, SUITE 200, CHARLOTTE, NC 28217; (877) 426-8805. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. *Auction services to be provided by Auction.com (www.auction.com)* UNITED SECURITY FINANCIAL CORP As Attorney-in-Fact for SHANNON OSWALD A/K/A SHANNON D. OSWALD CAROL L. OSWALD Phelan Hallinan Diamond & Jones, PLLC 11675 Great Oaks Way, Suite 375 Alpharetta, GA 30022 Telephone: 770-393-4300 Fax: 770-393-4310 PH # 28562 This law firm is acting as a debt collector. Any information obtained will be used for that purpose. NOV 10, 17, 24, 2016 DEC 1, 2016 AD#17019522
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