Notice Content
NOTICE OF
FORECLOSURE SALE UNDER POWER
GWINNETT COUNTY,
GEORGIA
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jeff Cerneka and Pamela Cerneka to Mortgage Electronic Registration Systems, Inc., as nominee for New Penn Financial, LLC, dated April 26, 2013, and recorded in Deed Book 52200, Page 0316, Gwinnett County, Georgia Records, as last transferred to New Penn Financial, LLC d/b/a Shellpoint Mortgage Servicing by assignment recorded on December 21, 2015 in Book 54005 Page 0109 in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Two Hundred Seventy-Four Thousand Eight Hundred and 0/100 dollars ($274,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on August 2, 2016, the following described property:
APN/Parcel ID(s): R7222208
THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF GWINNETT, STATE OF GEORGIA, AND IS DESCRIBED AS FOLLOWS
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 222 AND 225 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 20, BLOCK A, THE PARK AT MILL CREEK SUBDIVISION, UNIT 2, AS PER PLAT RECORDED IN PLAT BOOK 97, PAGE 5, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Shellpoint Mortgage Servicing they can be contacted at 800-365-7107 for Loss Mitigation Dept, or by writing to 55 Beattie Place, Suite 110, Greenville, South Carolina 29601, to discuss possible alternatives to avoid foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jeff Cerneka and Pamela Cernaka or tenant(s); and said property is more commonly known as 2945 Promenade Place, Buford, GA 30519.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.
New Penn Financial, LLC d/b/a Shellpoint Mortgage Servicing as Attorney in Fact for Jeff Cerneka and Pamela Cerneka.
Brock & Scott, PLLC
4360 Chamblee Dunwoody Road
Suite 310
Atlanta, GA 30341
404-789-2661
B&S file no.: 16-09389
950-429403, 7/7,14,21,28
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