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CLASS:0970 GB2-31538 Stembridge 6603.00073 2/4, 11, 18, 25; 2016 NOTICE OF SALE UNDER POWER GEORGIA, HARALSON COUNTY Under and by virtue of the Power of Sale contained in that certain Consumer Deed to Secure Debt from Mary F. Stembridge (“Grantor”) to Bank of North Georgia, a division of Synovus Bank, successor in interest to Citizens Bank and Trust of West Georgia (“Grantee”) dated May 27, 2004, filed and recorded June 14, 2004 in Deed Book 742, Page 61, Haralson County, Georgia Records (the “Security Deed”), conveying the after-described property to secure that certain Simple Interest Note and Security Agreement dated October 4, 2011, from Grantor payable to Grantee in the original principal amount of Thirty Eight Thousand Five Hundred Ninety Three and 44/100 Dollars ($38,593.44), with interest thereon as set forth therein (as renewed and amended, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Haralson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2016fillin "" \d "", the following described property: All that tract or parcel of land lying and being in Land Lot 196 in the 7th District an 5th Section of Haralson County, City of Bremen, Georgia, and described as being City Lots 2 and 3 as per plat of property of Mrs. Beuna B. Williamson made by Loyd Plews, C.E., dated April 14, 1941, and recorded in Plat Book 1, Page 13, in the Office of the Clerk of Superior Court of Haralson County, Georgia. This property is bounded as follows: by the railroad and highway on the West, on the North by Lot 4 on said plat, on the East by Lots 47 and 48 on said plat, and the South by Lot 1 on said plat, which said plat is incorporated herein by reference. The indebtedness secured by said Security Deed fillin "" \d ""has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. fillin "" \d ""The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given as provided by law). The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deedfillin "" \d "", outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any, and unpaid water and sewage bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed. Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed. The following information is being provided in accordance with O.C.G.A. § 44-14-162.2. Bank of North Georgia, a division of Synovus Bank is the secured creditor under the Security Deed and loan being foreclosed. The following entity shall have full authority to negotiate, amend, and modify all terms of the above-described Security Deed and associated Note on behalf of the secured creditor: Bank of North Georgia, a division of Synovus Bank, Attn: Foreclosures, 1750 S. 14th Street, Fernandina Beach, Florida 32034, (904) 491-7247. O.C.G.A. § 44-14-162.2 states in pertinent part that, "nothing in this subsection shall be construed to require a secured creditor to negotiate, amend, or modify the terms of a mortgage instrument." To the best of the undersigned's knowledge and belief, the property is located at 403 Wilson Avenue, Bremen, Haralson County, Georgia 30110 and the party in possession of the property is the Estate of Mary F Stembridge, or its tenant or tenants. Bank of North Georgia, a division of Synovus Bank, successor in interest to Citizens Bank and Trust of West Georgia as Attorney-in-Fact for Mary F. Stembridge, deceased Thompson, O'Brien, Kemp & Nasuti, P.C. 40 Technology Parkway South, Suite 300 Norcross, Georgia 30092 (770) 925-0111 This is notice that we are attempting to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector.

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