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Notice of Sale Under Power Georgia, Hart County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Leora Grisham to Urban Financial Group, dated May 1, 2009, and recorded in Deed Book 635, Page 615, Hart County, Georgia records, as last transferred to Reverse Mortgage Solutions, Inc. by Assignment recorded in Deed Book 742, Page 307, Hart County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $165,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Hart County, Georgia, within the legal hours of sale on the first Tuesday in March, 2016, to wit: March 1, 2016, the following described property: All that tract or parcel of land, together with all improvement thereon, situate, lying and being in 1112th District G.M., Hart County, Georgia, containing 2.440 acres, more or less, and being known and designated as Tract "B" on a plat entitled "Survey for Carey H. & Lynda S. Hill" by Bauknight & Associates, Inc., Surveyors, dated May 26, 2005, recorded at Plat Book 33, Page 598, in the Office of the Clerk of Superior Court of Hart County, Georgia, which said plat is hereby incorporated into this description by reference and made a part hereof and being the same property conveyed to William H. Grisham and Leora Grisham by Carey H. Hill and Lynda S. Hill by Warranty Deed dated August 30, 2006 recorded at Deed Book 566, Page 124, in said Clerk's Office. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 2342 Bowman Highway, Hartwell, GA 30643, together with all fixtures and personal property attached to and constituting a part of said property. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Leora Grisham or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is: Reverse Mortgage Solutions, Inc. Attention: Loss Mitigation Department 14405 Walters Road, Suite 200 Houston, TX 77014 1-866-503-5559 The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. This sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being Reverse Mortgage Solutions, Inc. as attorney in fact for Leora Grisham Martin & Brunavs 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 404-982-0088 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MBFC16-034
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