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NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GLYNN Under and by virtue of the power of sale contained with that certain Security Deed dated May 6, 2011, from Tracie Rochelle Hammock to Mortgage Electronic Registration Systems, Inc., as nominee for First Federal Bank of Florida, a Federally Chartered Savings Bank, recorded on May 11, 2011 in Deed Book 2861 at Page 120, as modified by Loan Modification Agreement recorded in Deed Book 3278, at Page 239 and re-recorded in Deed Book 3386, at Page 493,Glynn County, Georgia Records, having been last sold, assigned, transferred and conveyed to First Federal Bank of Florida by Assignment and said Security Deed having been given to secure a note dated May 06, 2011, in the amount of $97,367.00, having a modified loan amount of $88,911.64, said note and modification thereof being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Glynn County, Georgia, on February 2, 2016, the following described real property (hereinafter referred to as the "Property"): ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN GLYNN COUNTY, GEORGIA AND IN THAT CERTAIN SUBDIVISION THEREIN KNOWN AS EMANUEL CHURCH ESTATES, MADE BY ATLANTIC SURVEY PROFESSIONALS, SIGNED BY ERNEST C. JOHNS, JR., SURVEYOR, GEORGIA REGISTERED LAND SURVEYOR #2774, DATED JANUARY 7, 2004, RECORDED IN THE OFFICE OF THE CLERK OF GLYNN COUNTY SUPERIOR COURT IN PLAT DRAWER 29, MAP NUMBER 126-A, B AND C, AS ALL OF LOT NUMBERED THIRTY SEVEN (37), EMANUEL CHURCH ESTATES, GLYNN COUNTY, GEORGIA. REFERENCE IS HEREBY MADE TO THE MAP AND PLAN THEREOF FOR ALL FURTHER LOCATION, IDENTIFICATION AND LOCATION OF THE BOUNDARIES AND ALL OTHER PURPOSES ALLOWED BY LAW. PARCEL #03-18404 The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Tracie Rochelle Hammock a/k/a Tracie Hammock. The property, being commonly known as 412 Emanuel Church Rd, Brunswick, GA, 31523 in Glynn County, will be sold as the property of Tracie Rochelle Hammock a/k/a Tracie Hammock, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: LoanCare Servicing Center, Inc., 3637 Sentara Way, Virginia Beach, VA 23452, 800-909-9525. The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for First Federal Bank of Florida as Attorney in Fact for Tracie Rochelle Hammock 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 By: J Andrew Owens LLC For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. JEA - 15-203783 A-4554805 01/09/2016, 01/16/2016, 01/23/2016, 01/30/2016 # JEA - 15-203783 A-4554805 01/09/2016, 01/16/2016, 01/23/2016, 01/30/2016
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