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NOTICE OF SALE UNDER POWER Under and by virtue of the Power of Sale contained in a Security Deed from DERRICK M. CAIN to Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns, dated April 14, 2009, and recorded on May 5, 2009, in Book 1215, Page 2168, of the Richmond County, Georgia Records, as last assigned to CARRINGTON MORTGAGE SERVICES, LLC (Secured Creditor); conveying the after-described property to secure a Note in the original principal amount of $96,421.00 with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Richmond County, Georgia, within the legal hours of sale on the first TUESDAY in January, 2016, the following described property: ALL that lot or parcel of land with improvements thereon, situate, lying and being in the State of Georgia, County of Richmond, being shown and designated as Lot One (1), Block A, Section I, Cedar Ridge Farms Subdivision, as shown on a plat recorded in the Office of the Clerk of the Superior Court of Richmond County, Georgia, in Realty Reel 115, Pages 83-88; reference being made to said plat for a more complete and accurate description as to the metes, bounds and location of said property. Said property is hereby conveyed subject to Protective Covenants applicable to said subdivision recorded in the aforesaid Clerk's Office in Reel 115 Pages 89-94 and to any and all easements and restrictions of record in the aforesaid Clerk's Office. Tax map & parcel number: 232-0-052-00-0 Said property being commonly known as 4202 Cedarwood Drive, Hephzibah, Georgia 30815. The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CARRINGTON MORTGAGE SERVICES, LLC, 1600 South Douglass Road, Suite 200-A, Anaheim, CA 92806, 1-800-790-9502. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best of the undersigned's knowledge and belief, said property is also known as 4202 Cedarwood Drive, Hephzibah, GA 30815, and the party in possession of the property is/are DERRICK M. CAIN or a tenant or tenants of said property. CARRINGTON MORTGAGE SERVICES, LLC As Attorney-in-Fact for DERRICK M. CAIN SOLOMON BAGGETT, LLC 40 Technology Parkway South, Suite 202 Norcross, Georgia 30092 (678) 243-2512 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. December 10, 17, 24, 31, 2015 Ad #16773510
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