Notice Content
NOTICE OF SALE UNDER POWER
GEORGIA, EMANUEL COUNTY
Under and by virtue of the Power of Sale contained in a Security Deed given by ASHLEY D. PATRICK, to MORTGAGE ELECTRONIC REGISTRATION SYSYTEMS, INC. AS NOMINEE FOR NBANK, N.A.,dated November 20, 2003, and recorded in Deed Book 216, Page 182, Emanuel County Records, as last transferred to First Covenant Bank by Notice of Assignment recorded in Deed Book 365, page 31, aforesaid records, conveying the after-described property to secure a Note in the original principal amount of $60,500.00 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold at public outcry to the highest bidder for cash before the courthouse door at Emanuel County Georgia, within the legal hours of sale on the first Tuesday of January, 2016, the following described property:
All that tract or parcel of land lying, situate and being in the 1333rdG.M. District of Emanuel County, Georgia, designated as Tract D containing 5 acres as shown on plat of survey made by Leland H. Moss, Jr., Surveyor, dated May 30, 2003, which is recorded in the Office of the Clerk, Emanuel Superior Court, in Plat Book ____, page ____, to which reference is made as a part of this description. Said Tract D fronts a distance of 258.3 feet on the Northern side of Patrick Road (County Road No. 317) and is bounded on the North by lands of E.C. Patrick Trust No. 1; East by lands of E.C. Patrick Trust No. 1 and lands of Edwin C. Patrick, Jr. and Bethana Patrick; South by Patrick Road (County Road No. 317); and West by Tract C as shown on the afore referenced plat of survey being the lands of Peggy R. Fletcher. Tract D is a portion of a 16.3 acre tract of land described in a Joint Survivorship Warranty Deed dated July 30, 1976, from E.C. Patrick to Danny W. Patrick and Peggy R. Patrick which is recorded in Emanuel County Records in Deed Book GR, page 298. Danny W. Patrick and Peggy R. Patrick conveyed said property to George Richard Parks, Jr. by Warranty Deed dated September 29, 1994, recorded in Deed Book 65, page 369-370. Said property was conveyed by George Richard Parks, Jr. to Danny W. Patrick and Peggy R. Patrick by Warranty Deed dated September 29, 1994, which is recorded in Deed Book 65, page 371. Danny Wayne Patrick died intestate a resident of Emanuel County, Georgia on February 12, 1996. An administration proceeding was filed in the Probate Court of Emanuel County, Georgia on February 26, 1996, and Melissa L. Patrick was appointed as Administrator of the Danny W. Patrick Estate. The heirs at law of Daniel Wayne Patrick, Melissa L. Patrick and Ashley D. Patrick conveyed their interest in and to said property to Peggy R. Patrick by Quitclaim Deed dated March 1, 1996, which is recorded in Deed Book 82, pages 102-103.
The above described property is the same as that conveyed by Warranty Deed from Peggy R. Fletch, f/k/a Peggy R. Patrick to Ashley D. Patrick dated September 8, 2003 and recorded in Deed Book 211, pages 159-160 of the Records of the Office of Clerk, Emanuel Superior Court.
Said property is more commonly known as: 353 PATRICK ROAD, SWAINSBORO, GEORGIA 30401.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the interest and principal as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees.
Your loan servicer can be contacted at (706) 335-8200 or by writing to First Covenant Bank, P.O. Box 210, Commerce, Georgia 30529, to discuss possible alternatives to avoid foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Borrower or tenant(s).
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) final confirmation and audit of the status of the loan with the holder of the Security Deed;, and (3) any right of redemption or other lien not extinguished by foreclosure.
FIRST COVENANT BANK
As Attorney In Fact For
ASHLEY D. PATRICK
Wilbanks Law Firm, P.C.
1215 South Elm Street
Commerce, GA 30529
PHONE: 706-510-0000
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