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NOTICE OF PUBLIC SALE Georgia, Ben Hill County Under and by virtue of the power of sale contained in that certain deed to secure debt (hereinafter referred to as the “Security Deed”) from Patricia A. Holland (hereinafter referred to as “Debtor”) to JAMS, L.L.P., dated August 27, 2002, recorded in Deed Book 510, pages 57-58, Deed Records of Ben Hill County, Georgia (the “Security Deed”), and for the purpose of paying the indebtedness secured thereby, which is now due and payable, together with the costs of sale, the Secured Creditor will sell on the first Tuesday in January, 2016, at public outcry to the highest bidder for cash before the courthouse door in Ben Hill County, Georgia, within the legal hours of sale, the following described property, to wit: All of Lot Number 16 in Triangle Subdivision in the City of Fitzgerald, in Land Lot Number 302 in the Fourth Land District of Ben Hill County, Georgia, as shown by plat of said subdivision dated February 22, 1964, and recorded March 12, 1964, in Plat Book 4, page 231 (now Plat Slide Number 490) in the office of the Clerk of the Superior Court of Ben Hill County, Georgia, and which said plat is hereby made a part hereof by reference thereto. The street address of said property is 128 Pierce Circle, Fitzgerald, GA 31750. The said property will be sold subject to (a) any and all taxes and assessments levied or assessed prior to the current year, (b) ad valorem taxes for the current year, (c) all liens, encumbrances, and other matters of record, if any, that are superior to or have priority over the security deed being foreclosed, and (d) final confirmation that at the time of the sale being advertised herein there was no automatic stay in effect with respect to the above described property due to the filing of a petition for relief under any chapter of the United States Bankruptcy Code with respect to a person having an interest in the above described property. Notice is hereby given that under the provisions of O.C.G.A. § 9-13-172.1, the Secured Creditor may under certain circumstances rescind the sale being advertised herein, within 30 days after the sale but before the foreclosure deed or deed under power has been delivered to the purchaser at such sale. Unless the sale is rescinded as hereinabove provided, a conveyance will be executed to the purchaser at such sale as authorized under the power of sale contained in the Security Deed aforesaid. Debtor is hereby notified that Secured Creditor's telephone number is 229-423-2027. John Ed Smith, III, is the person at such location who has the authority to negotiate, amend, and modify all of the terms of the Security Deed and the Note, although such person is not obligated to negotiate, amend, or modify the said Security Deed or the Note. Notice is also hereby given that no Debtor was at the time of such Debtor's execution of the Security Deed, and no Debtor has been at any time since, (a) a member of the uniformed services of the United States of America, including the Army, Navy, Air Force, Marine Corps, Coast Guard, National Guard, Public Health Service, and the National Oceanic and Atmospheric Administration, or (b) a U.S. citizen serving in any other Allied Forces. This 6th day of November, 2015. JAMS, L.L.P., as Attorney in Fact for Patricia A. Holland, 101 East Pine Street, Fitzgerald, GA 31750 (12/9,16,23,30)

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