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NOTICE OF SALE UNDER POWER GEORGIA, RICHMOND COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Barbara J. Golphin, a single woman to Mortgage Electronic Registration Systems, Inc., as nominee for First Choice Mortgage, Inc., dated 01/03/2012, recorded in Deed Book 1329, Page 1547, Richmond County, Georgia records, as last transferred to Matrix Financial Services Corporation by assignment recorded or to be recorded in the Richmond County, Georgia records conveying the after-described property to secure a Note in the original principal amount of One Hundred Twenty-Nine Thousand Seven Hundred Thirty and 00/100 DOLLARS ($129,730.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Richmond County, Georgia, within the legal hours of sale on the first Tuesday in December 2015, the following described property: All that lot or parcel of land, together with improvements thereon, situate, lying and being in the County of Richmond, State of Georgia, being known and designated as Lot 14, Block B of Walton`s Landing Subdivision, Phase III, as shown on a plat thereof which is filed for record in the Office of the Clerk of the Superior Court for Richmond County, Georgia on Realty Reel 570, Pages 1797-1808. Reference is hereby made to said plat for a more complete and accurate description as to the metes, bounds and location of said property. This property is conveyed subject to Protective Covenants applicable to said subdivision which are recorded in the aforesaid Clerk`s Office of Realty Reel 570, Pages 1809-1816. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, FSB, 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the parties in possession of the property are BARBARA GOLPHIN or a tenant or tenants and said property is more commonly known as 1129 WALTONS TRL, HEPHZIBAH, GA 30815. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Matrix Financial Services Corporation as Attorney in Fact for BARBARA GOLPHIN Weissman, Nowack, Curry, & Wilco P.C. Attn: Lender Services One Alliance Center, 4th Floor 3500 Lenox Road Atlanta, GA 30326 Our File# 016247-002418 November 5, 12, 19, 26, 2015 Ad #16757592
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