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STATE OF GEORGIA COUNTY OF RICHMOND NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained with that certain Security Deed dated June 30, 2005, from Latoya V. Lane to Bank of America, N.A., recorded on September 1, 2005 in Deed Book 01011 at Page 816, Richmond County, Georgia Records, having been last sold, assigned, transferred and conveyed to Bank of America, N.A. by Assignment and said Security Deed having been given to secure a note dated June 30, 2005, in the amount of $84,900.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Richmond County, Georgia, on December 1, 2015, the following described real property (hereinafter referred to as the "Property"): ALL THAT LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF RICHMOND, BEING KNOWN AND DESIGNATED AS LOT 4, BLOCK Q, SECTION THREE-C OF PEPPERRIDGE SUBDIVISION, AS SHOWN ON A PLAT THEREOF RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RICHMOND COUNTY, GEORGIA, IN REALTY REEL 176, PAGES 103-108; REFERENCE BEING MADE TO SAID PLAT FOR A MORE COMPLETED AND ACCURATE DESCRIPTION AS TO THE METES, BOUNDS AND LOCATION OF SAID PROPERTY. SAID PROPERTY IS CONVEYED SUBJECT TO PROTECTIVE COVENANTS APPLICABLE TO SAID SUBDIVISION OF RECORD IN SAID CLERK'S OFFICE IN REALTY REEL 176, PAGES 99-102; AND SUBJECT TO ALL APPLICABLE EASEMENTS AND RESTRICTIONS OF RECORD. TAX MAP and PARCEL NUMBER 132-0-346-00-0 SAID PROPERTY BEING COMMONLY KNOWN AS 3513 STONEY BROOK RD., AUGUSTA, GEORGIA 30906. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Latoya V. Lane. The property, being commonly known as 3513 Stoneybrook Rd., Augusta, GA, 30906 in Richmond County, will be sold as the property of Latoya V. Lane, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Bank of America, N.A., 9000 Southside Boulevard, Building 400, Jacksonville, FL 32256, 800-846-2222. The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Bank of America, N.A. as Attorney in Fact for Latoya V. Lane 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 By: Jim Albertelli, Esq. For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. - 15-197611 A-FN4548780 November 5, 12, 19, 26, 2015 Ad #16757340
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