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NOTICE OF SALE UNDER POWER GEORGIA, RICHMOND COUNTY Under and by virtue of the Power of Sale contained in a Security Deed from JOSEPH DAVID RUHL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS CORPORATION dated OCTOBER 15, 2010, and recorded on OCTOBER 26, 2010, in DEED BOOK 1279, PAGE 745, of the RICHMOND County, Georgia Records; as last assigned to GREEN PLANET SERVICING, LLC N/K/A PLANET HOME LENDING, LLC, by Assignment dated OCTOBER 19, 2012, and recorded on OCTOBER 25, 2012, recorded at DEED BOOK 1365, PAGE 1055, aforesaid records; conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SEVEN THOUSAND, EIGHT HUNDRED SEVENTY Dollars and 00/100 ($147,870.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of RICHMOND County, Georgia, within the legal hours of sale on the first TUESDAY in NOVEMBER, 2015, the following described property: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF RICHMOND, STATE OF GA, AND IS DESCRIBED AS FOLLOWS: ALL THAT LOT OR PARCEL OF LAND, TOGETHER WITH ALL BUILDINGS AND IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF RICHMOND BEING KNOWN AND DESIGNATED AS LOT 9, BLOCK C, SECTION ONE OF THE CAMERON SUBDIVISION AS SHOWN ON A PLAT PREPARED FOR JOSEPH D. & KIMBERLY RUHL BY AYERCORP ON APRIL 26, 2005 AND RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF RICHMOND COUNTY, GEORGIA, REFERENCE IS HEREBY MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AS TO METES, BOUNDS AND LOCATION OF SAID PROEPRTY IN PLAT BOOK 1 AT PAGE 1046. The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Planet Home Lending, LLC f/k/a Green Planet Servicing LLC, 321 Research Parkway, Suite 303, Meriden, CT 06450, (866) 882-8187. To the best of the undersigned's knowledge and belief, said property is also known as 3110 Dandridge Way, Augusta, Georgia 30909, and the party in possession of the property is Joseph David Ruhl or a tenant or tenants of said property. PLANET HOME LENDING, LLC F/K/A GREEN PLANET SERVICING, LLC As Attorney-in-Fact for JOSEPH DAVID RUHL Kenney & Medina, P.C. 3302 McGinnis Ferry Road, Suite 100 Suwanee, Georgia 30024 (770) 564-1600 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. k:\fmc-nds\ruhljosephdavid\notice of salenov2015.doc October 8, 15, 22, 29, 2015 Ad #16731329
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