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NOTICE OF SALE UNDER POWER GEORGIA, RICHMOND COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Bronwyn A Smyre to Mortgage Electronic Registration Systems, Inc. as nominee for First Bank Mortgage a division of First Bank of Georgia, its successors and assigns, dated October 14, 2004, recorded in Deed Book 957, Page 1875, Richmond County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1415, Page 1405, Richmond County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND EIGHT HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($109,875.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Richmond County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2015, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Security Deed to the property in accordance with OCGA 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Bronwyn A Smyre, Glover Bronwyn Smyre and Bronwyn Smyre Glover or a tenant or tenants and said property is more commonly known as 327 Whitney Place, Augusta, Georgia 30909. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Bronwyn A Smyre McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net *Auction services provided by Auction.com (www.auction.com) EXHIBIT "A" All that lot or parcel of land, together with improvements thereon, situate, lying and being in the State of Georgia, County of Richmond, and being known and designated as Lot 6, Block B, Phase I of Whitney Place Subdivision as shown upon a plat thereof which is filed for record in the Office of the Clerk of the Superior Court, Richmond County, Georgia on Realty Reel 696, at Page 583. Reference is hereby made to said plat for a more complete and accurate description as to the metes, bounds and location of said property. Also conveyed herewith is a perpetual non-exclusive easement for ingress and egress as described in that certain declaration of easement recorded in said Clerks Office on Realty Reel 290, at Page 1911. This property is also conveyed subject to protective covenants which are recorded in the aforesaid Clerks Office on Realty Reel 660, at Page 1064 and Realty Reel 525 at Page 810, and as amended, and also subject to all easements, reservations, restrictions of record. MR/rla 11/3/15 Our file no. 51707009 - FT5 October 8, 15, 22, 29, 2015 Ad #16723488
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