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NOTICE OF SALE UNDER POWER  GEORGIA, EMANUEL COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  Under and by virtue of the Power of Sale contained in a Security Deed given by George  A Carter and Manda  G Carter to Dempsey International LTD, dated December 5, 2003, recorded in Deed Book 217, Page 215, Emanuel County, Georgia Records, as last transferred to M&T Bank by assignment recorded in Deed Book 374, Page 50, Emanuel County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND FOUR HUNDRED FIFTY-THREE AND 50/100 DOLLARS ($85,453.50), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Emanuel County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).  Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. M&T Bank is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bayview Loan Servicing, LLC, 4425 Ponce De Leon Blvd 5th Floor, Coral Gables, FL 33146 954-590-7631.  To the best knowledge and belief of the undersigned, the party in possession of the property is George  A Carter and Manda  G Carter or a tenant or tenants and said property is more commonly known as 66 Mckenzie Dr, Swainsboro, Georgia  30401. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. M&T Bank as Attorney in Fact for George  A Carter and Manda  G Carter  McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia  30076 www.foreclosurehotline.net EXHIBIT “A”  All that  tract  or  parcel  of land lying, situate  and  being  in  the  53rd G.  M. District  of Emanuel County, Georgia, containing  one (1) acre, more or less, as shown by plat of same by Walter  K. Maupin.  Surveyor, dated February 19, 1980, to which reference is made for a n ore complete, accurate and detailed description of said property.  Said plat being  recorded  in Plat  Book  10, Page  585, in the Office  of Clerk,  Superior  Court of Emanuel County, Georgia.   Said property being bounded  now or formerly  as follows: North  by Myrtle  R. Register;  East  by McKenzie  Drive;  South  by Randall  Fields; and West  by Fannie  Mae  Karrh.   SUBJECT  TO Restrictive  Covenants  recorded  in Deed Book HG, Pages 448-450 in the Office of Clerk, Emanuel County Superior Court. The  above  described  property  is  the  same  as  that  conveyed  from  Michael  Richard Douglas by Warranty Deed dated January 18, 1994, recorded in the Office of Clerk, Emanuel Superior Court in Deed Book 57, Page 497. MR/     11/3/15 Our file no. 5704014 - FT1

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