The Jackson Herald 

Publication Name:
The Jackson Herald

Publication URL:

Publication City and State:
Jefferson, GA

Publication County:
Jackson

Notice Popular Keyword Category:

Notice Keywords:
foreclosure foreclosures

Notice Authentication Number:
201510110945525758974
3220054595

Notice URL:

Notice Publish Date:
Wednesday, September 16, 2015

Notice Content

Notice of Sale Notice of Sale Under Power State of Georgia, County of JACKSON Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNY S DUNBAR AND MICHAEL O DUNBAR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), AS NOMINEE FOR COUNTRYWIDE BANK, FSB , dated 04/08/2009, and Recorded on 04/21/2009 as Book No. 0055A and Page No. 630 637, JACKSON County, Georgia records, as last assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $108,109.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in October, 2015, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 455TH DISTRICT, G.M., JACKSON COUNTY, GEORGIA, AND BEING THAT 2.000 ACRES, MORE OR LESS, AS SHOWN ON A BOUNDARY SURVEY FOR JENNY S. DUNBAR, DATED APRIL 4, 2007, BY DANIEL W. VENABLE, REGISTERED SURVEYOR, SAID PLAT IS RECORDED IN PLAT BOOK 65, PAGE 268, OFFICE OF THE CLERK OF SUPERIOR COURT OF JACKSON COUNTY, GEORGIA, AND IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE DETAILED DESCRIPTION PARCEL ID#: 07819 055 TITLE VESTED (GRANTEE): JENNY S. DUNBAR AND MICHAEL O. DUNBAR ADDRESS: 965 RIDGEWOOD DRIVE PENDERGRASS, GA 30567 4026 PREVIOUS OWNER (GRANTOR): HENRY J. MILLER AND JANIS MILLER DATED: 04/23/2007 RECORDED: 4/24/200 DBV & PAGE: 48J 358 CONSIDERATION: $10.00 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP holds the duly endorsed Note and is the current assignee of the Security Deed to the property. BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, acting on behalf of and, as necessary, in consultation with BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP may be contacted at: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, 7105 CORPORATE DRIVE, PLANO, TX 75024, 800 669 6650. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 965 RIDGEWOOD DR, PENDERGRASS, GEORGIA 30567 is/are: JENNY S DUNBAR AND MICHAEL O DUNBAR or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP as Attorney in Fact for JENNY S DUNBAR AND MICHAEL O DUNBAR. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000005456231 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341 5398. (SE9,16,23,30B/19564-90T4P)