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Notice of Sale Notice of Sale Under Power State of Georgia County of Jackson By virtue of the power of sale contained in a Security Deed from Sandy L. McCaa to Mortgage Electronics Registration Systems, Inc., dated February 25, 2005, and recorded in Deed Book 38U, Page 600, and last transferred and assigned to Branch Banking and Trust Company (“BB&T”) by assignment recorded in Deed Book 60H, Page 125, Jackson County, Georgia records, securing a Note in the original principal amount of $105,082.00, the holder thereof will sell at public outcry for cash to the highest bidder before the courthouse doors of said county during the legal hours of sale on the first Tuesday in November, 2015, the following described property, to-wit: All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, and being shown as Tract 1, 1.50 acres, on the plat of survey for Robert E. Lee, prepared by W.T. Dunahoo and Associates, Georgia Registered Land Surveyor, dated March 8, 1993, and recorded in Plat Book 48, Page 284, of the Jackson County, Georgia plat records. Said plat is incorporated herein by reference for a more complete description of the property. The indebtedness secured by said Security Deed having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of the sale, including attorney's fees, notice of intention to collect attorney's fees having been given as provided by law. BB&T Loss Mitigation Department is the name of the department at BB&T who has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor, and their address is: BB&T Loss Mitigation Department, 301 College Street, Greenville, South Carolina 29601; Phone # 800-827-3722, Option 6. The property will be sold subject to the following: (1) any prior restrictive covenants, easements, right-of-ways, or encumbrances; (2) any valid zoning ordinances; (3) any matters which would be disclosed by an accurate survey of the property; (4) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), assessments, unpaid bills, charges and expenses that constitute liens against the property, whether due and payable or not yet due and payable, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the secured creditor, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The party in possession is or may be Sandy L. McCaa, a tenant or tenants, or parties claiming under the aforementioned, and said property is more commonly known as 814 Bill Watkins Road, Hoschton, GA 30548. [NOTE: The Security Deed set forth above dated February 25, 2005, and recorded in Deed Book 38U, Page 600, Jackson County, Georgia records, is a refinance of a note that was secured by that certain Security Deed dated December 13, 2001, and recorded in Deed Book 25N, Page 768, aforesaid records (the “First Security Deed”). As set forth in the First Security Deed, the Grantor is Sandy L. MaCaa a.k.a. Sandy L. Maddox.] Branch Banking & Trust Company, as Attorney-in-Fact for Sandy L. McCaa Gregory M. Eells Attorney at Law Eells Law Group, LLC 7390 McGinnis Ferry Road, Suite 200 Suwanee, GA 30024 (770) 455-3660 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU ARE ENTITLED TO THE PROTECTIONS OF THE U.S. BANKRUPTCY CODE (11 U.S.C. § 362; 524) REGARDING THE SUBJECT MATTER OF THIS NOTICE OF SALE, THE FOLLOWING APPLIES TO YOU: THIS COMMUNICATION IS NOT AN ATTEMPT TO COLLECT, ASSESS, OR RECOVER A CLAIM OR TO ENFORCE A LIEN IN VIOLATION OF THE U.S. BANKRUPTCY CODE AND IS BEING GIVEN FOR INFORMATIONAL PURPOSES OR TO COMPLY WITH A STATUTORY REQUIREMENT ONLY. (OC7,14,21,28P4)

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