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NOTICE OF SALE UNDER POWER GEORGIA, RICHMOND COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Karen S Ackerman to Mortgage Electronic Registration Systems, Inc. as nominee for Georgia Bank & Trust Company of Augusta, its successors and assigns, dated October 30, 2009, recorded in Deed Book 1238, Page 463, Richmond County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 1474, Page 75, Richmond County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1426, Page 361, Richmond County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTEEN THOUSAND SEVEN HUNDRED TWENTY-SEVEN AND 0/100 DOLLARS ($117,727.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Richmond County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2015, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Security Deed to the property in accordance with OCGA 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Karen S Ackerman or a tenant or tenants and said property is more commonly known as 4510 Lakeland Court, Augusta, Georgia 30906. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Karen S Ackerman McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net *Auction services provided by Auction.com (www.auction.com) EXHIBIT "A" All that lot or parcel of land, with improvements thereon, situate, lying and being in the State of Georgia, County of Richmond, 86th GMD, known and designated as Lot 28, Block B, Phase I, Ridge Forest Estates Subdivision, as shown on plat recorded in Realty Reel 266, pages 1978 et seq., in the office of the Clerk of the Superior Court for Richmond County, Georgia. Reference is made to said plat for a more complete and accurate description of the metes, bounds and location of subject property. SAID property is conveyed subject to a permanent 20' utility and access Easement dated May 2, 2003, in favor of Augusta, Georgia, as shown on a Compiled Easement Map dated September 5, 2002, prepared for Augusta Utilities by Cranston, Robertson & Whitehurst, P.C., and recorded in Book 00861, pages 0058-0060, AND to Protective Covenants dated August 31, 1990, and recorded in Realty Reel 343, pages 608-614, and any amendments thereto, and to any other applicable restrictions and easements of record in said Clerk's office. THIS is the same property conveyed by deed dated March 6, 2007, of Carl E. Green and Barbara J. Greene to Kaulai Hollis, and recorded in Book 01108, page 2460, said Clerk's office. TAX Map & Parcel #142-0-059-00-0 MR/ 10/6/15 Our file no. 5358515 - FT5 September 10, 17, 24, October 1, 2015 Ad #16713592
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